The attorneys of Reda Sullivan represent debtors against their credit card companies who have sued them in court for not paying their credit card bills. As with mortgages, credit card companies are required to follow certain laws and procedures before they bring a court action against debtors. The failure of a credit card company or bank to follow these federal and state laws subjects these companies to liability. The lawyers at the firm research the history of the credit card collections process with their clients to assess whether the action being brought against them is lawful and assert legal claims against credit card providers and banks to encourage them to reach settlements with the firm's clients.